$3,000 For Victims of Crime….
… .. Maybe crime really does pay. There are all kinds of money and services available if you have been a victim of crime. You can get emergency money, living expenses, money to replace loss of pay, free cell phones, free therapy, and lots more. The U.S. Dept. of Justice has set up a database that allows you to search for these services in your area. See http://ovc.ncjrs.org/findvictimservices/search.asp.

No Money? You Can Still Get A House In The Country……
…… . through a number of programs offered by U.S. Department of Agriculture for people who have low or moderate incomes. See http://www.rurdev.usda.gov/rhs/sfh/indiv_sfh.htm#Home%20Repair%20Loan%20and
%20Grant%20Program%20(Section.

Teens In Maryland Can Get $5,000….
…… .for the best prom night fundraising idea they send in to a project funded by Maryland Public Television and Citibank. See http://senseanddollars.thinkport.org/info/cashforthebash.html.

Call 211 For Free Money…..
…… that’s right! I didn’t say 911, I said 211. It’s a hotline number the Federal Communications Commissions set up for communities to use to refer people to social services that provide medical help, job training, transitional housing, child care, help for seniors, rental assistance, and more. These numbers are operating in 23 states. Go to the phone and dial 211 to see if you have this service in your area or see www.211.org.

Apply To As Many Programs As You Can………
……… .Don’t worry about how many programs you can apply to. If you see a program that you think might work for you, apply to it. If you apply to 50 programs and everyone gives you the money, that is a wonderful problem to have. Only worry about it after it happens, not before.

Sure there are some programs that give money for specific reasons and if you get accepted from 2 separate places you will have to refuse one of the offers. For example, you may apply to more than one program that offers grants for down payments or closing costs, or money to add a new addition to your home. If more than one place gives you the money, it will be a happy day in your life to have to turn down one those agencies. Don’t worry about it. It’s a nice problem to have. Worry more about where you are going to go to apply for the money.

70% Discount On College Books…..
…… .just like prescription drugs, college text books cost a lot less in Europe than they do in the United States so 2 enterprising college students have made a nice business helping students save big on school books. I have to tell this to my 2 boys who are in college … See www.bookcentral.com.

Everything You Need To Know About Getting Rid Of Telemarketers…
…… check the question and answer page at the Federal Trade Commission on how to register for the National Do Not Call List and how to complain….. see http://www.ftc.gov/bcp/conline/pubs/alerts/dncalrt.htm.

Come See Me In Orlando On December 4th…..
…… .. for 3 hours and I’ll answer all your questions on government grants, loans, free services and if you are interested we’ll even talk about philosophy of life. www.lesko.com/semfl3.

Start Your Own Business….
… .. or grow an existing one with money from federal government programs that is set aside for entrepreneurs who want to create a job for themselves and others.. See www.lesko.com/fedfind1