Cash in on the one investment that really makes sense. You can’t live in a stock market, the bond market, gold coins or collectables. But you can live in a million dollar home and get the government to pay for it. Be one of 12 million people every year who get government money to

•	buy a house
•	fix up a house, or
•	or invest in real estate property

Every year the government spends over $329 billion in over 4,000 different little known programs that you can take advantage of to get the house of your dreams or become a real estate entrepreneur.

$1,000,000 For Investors To Develop Apartments……
…… the U.S. Department of Housing and Urban Development’s Section 213 program allows investors to construct or rehabilitate good quality multifamily housing. See Program #14.126, Mortgage Insurance-Cooperative Projects 213, at Office of Multifamily Housing Development, U.S. Department of Housing and Urban Development, Washington, DC 20410; 202-708-1142, www.hud.gov/offices/hsg/mfh/progdesc/progdesc.cfm

$9,750 Grant To Help With Down Payment and Closing Costs….
… .for new homebuyers in Panama City, Florida. Contact: City of Panama City Community Development Department, 9 Harrison Avenue, Panama City, FL 32401 850-872-7230, www.cityofpanamacity.com/Community/community_dev.aspx

Get A $3,000 Grant To Make Your Home Handicapped Accessible…..
…… available from the Jefferson County Office of Planning and Development,
805 North 22nd Street, Birmingham, AL 35203, 205-325-5092, www.jeffcointouch.com

Fortunes Are Made In HUD Foreclosed Property…….
………… The U.S. Department of Housing and Urban Development sometimes needs to sell multifamily housing projects that are owned by the Department or are subject to a mortgage held by the Department. The property can also be sold with a grant for the rehabilitation of the property if the new owners meet certain requirements. See Program #14.199 Multifamily Property Disposition at Department of Housing and Urban Development, Office of Housing, Multifamily Housing Programs, Office of Asset Management, Room 6160, 451 7th Street, SW., Washington, DC 20410; 202-708-0614, extension 2680; www.hud.gov/offices/hsg/mfh/progdesc/progdesc.cfm.

$27,000 In Grants And Loans To Fix Up Your Home….
…… . Grants can be used for replacement of heating, plumbing or electrical services, roof or basic structure as well as water and waste disposal systems, and weatherization. Loans are for up to 20 years at only 1% interest. See Program #10.417 Very Low-Income Housing Repair Loans and Grants (Section 504 Rural Housing Loans Grants) at Director, Single-Family Housing Processing Division, Rural Housing Service, Department of Agriculture, Washington, DC 20250; 202-720-1474, www.rurdev.usda.gov.

Life Isn’t Easy But It Can Be Fun…….
…… .Remember, you have nothing better to do than to try to improve your life. And you can have a great time doing it. When you call these agencies, they are not going to have professional comics answering the telephone giving you a laugh a minute as they shower you with all the information you need to get a wad of cash. They are just people like you and me trying to get through the day and do a decent job. But you can create fun for yourself and make the process a wonderful experience if you don’t take yourself so seriously.
Make the whole process a game. Tell the bureaucrats things like:

•	“I have no idea what I am doing.”
•	“I bought a book from some crazy guy about getting money for housing.”
•	“I’m scared as hell about filling out any government application.”

Talk like this disarms people. The more natural and honest you are about what you are doing, the more people can relate to you, and the more fun you will have.

Free Money To Get A Better Home/Free Money For Real Estate……
……… ..NEW! HOT OFF THE PRESSES!.... this dual purpose book shows how the average person, with money, or with no money, can catch the real estate wave and set themselves up for life. Or if you just want to live in the home of your dreams. www.lesko.com/home1.

Lesko In Orlando On December 4…..
…… .. www.lesko.com/semfl3