Sometimes it's hard to trust experts like me who have spent a career studying government money programs. We can become so involved in the particular details of a given program or have our heads so far up in the clouds exploring the philosophy of a government policy that we can often lose sight of the basic obstacles that the average person needs to overcome when someone like you applies for these programs.

This page is dedicated to solving that problem by having people, just like you, explain the experiences they encountered when they set out to take advantage of government money programs.

They explain how they found a program that was able to help them, how they overcame the obstacles they encountered and how they were successful.

We all need help and encouragement to help us thru life. I'm sure you will find that here by learning from these nice people who gave their time and experience to help you improve your life too.