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Best Places To Start
For Anything:
We have a free website with over 10,000 free sources of money, help and information
for business, education, jobs, housing and family life. Go to http://www.helpyourself.lesko.com
Another good starting place to get free help identifying free government programs
and services is the Federal Information Center at http://www.pueblo.gsa.gov/,
or call 1-800-FED-INFO. |
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Best Starting Places
For Money To Start Or Expand A Business:
| 1) |
Catalog Of Federal Domestic Assistance
This is the government’s major source of federal money programs.
I even copy from this book. Nothing in the Government is copyrighted. http://www.cfda.gov |
| 2) |
Your State Department of Economic
Development
Every state has offices that will help you for free with any aspect of
a business or non-profit organization. They will also have their own grant
and loan programs at the state level. Find your state economic development
office at http://www.govengine.com/ |
| 3) |
Your City and County Governments
Contact your city and county officials at http://www.govengine.com/localgov/index.html .
Almost every local jurisdiction has money they get from state or federal
governments for entrepreneurs. If your county doesn’t have what you
need, check the counties around you. Go where the money is. |
| 4) |
Local Non-Profit
Organizations
There are thousands of local non-profits and local economic development
agencies that help entrepreneurs with money and free services. Some even
offer money for people who have no money. A good place to start for locating
only some of these groups is http://www.microenterpriseworks.org/nearyou/ Check
your local library for more local sources. |
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Best
Starting Places For Money To Buy Or Fix Up A Home
| 1) |
Catalog Of Federal Domestic Assistance
Anyone selling you information about federal programs or real estate has
to get the information from this book. We all copy from it. It is the
major source of all federal programs. Search for housing and real estate
in http://www.cfda.gov |
| 2) |
Your State Housing Authority
Every state has offices that will help you buy or fix up real estate. Go
to http://www.govengine.com/ and
look for your state housing office for information about all their programs. |
| 3) |
Your City and County Governments
Contact your city and county officials. Almost every local jurisdiction
has money for housing and real estate. Many have money for closing costs,
down payments, repairs and even rental assistance. It will take some
effort but it's worth the time. Look at http://www.govengine.com/localgov/index.html |
| 4) |
Local and National Non-Profit Organizations
There are thousands of non-profits groups that help homeowners. They can
be groups that offer down payment money, closing cost money and even
technical assistance. It may take a considerable amount of time to find
them all. Your local library can be of help. |
| 5) |
Other places
Housing Counseling Center Locator, 800-569-4287 or 800-217-6970 or http://www.hud.gov/offices/hsg/sfh/hcc/hcc_home.cfm For
help identifying more money programs contact the Office of Community Planning
and Development at 800-998-9999 or http://www.comcon.org |
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Best Starting Places to Find Money For
Education and Training
| 1) |
Catalog Of Federal Domestic
Assistance
All the federal programs for education and training are in this book. Search
it for free at http://www.cfda.gov |
| 2) |
Your State Department Of Higher Education
Every state government has programs that offer financial assistance for
higher education. Contact your state government to identify the programs
in your state http://www.govengine.com/ |
| 3) |
Money To Train For a Better
Job
Every state has training money to get you a better job. Some even provide
living expenses, day care money and travel expenses while you train for
a new job. Find out what your state has to offer by contacting your local
One–Stop Job Information Center that is run by your State Department
of Labor, http://www.govengine.com/ or http://www.servicelocator.org/ |
| 4) |
Scholarships
There are thousands of private (non-government) scholarships available
from non-profit organizations. No one source has a list of all of these
scholarships. Not even my book. The best thing to do is to go to the
library, or better yet go to the local bookstore, and sit down and look
through a dozen or so scholarship books. You don’t have to buy
anything. You just have to sit there and copy down the 5 or 10 scholarships
that are in each book that apply to you. AND APPLY TO THEM ALL. |
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Help Paying Your Mortgage
Or Buying A Home
The U.S. Department of Housing and Urban Development has set up thousands of
non-profit organizations around the country that offer free help if you are having
trouble paying your rent or mortgage. Some even offer money. Contact: Counseling
Center Locator 800-569-4287 or 800-217-6970 http://www.hud.gov/offices/hsg/sfh/hcc/hcc_home.cfm |
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Rid Yourself Of Debt
Collectors
Learn how you can stop bill collectors from calling you and even fix up your
own credit by getting free copies of Fair Debt Collection, Credit Repair: Self-Help
May Be Best, Fiscal Fitness: Choosing a Credit Counselor, at…… http://www.ftc.gov/bcp/menu-credit.htm |
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The Best Way To Get
Gov’t Money For Anything
Your elected representatives are in the business of seeing how they can help
you locate money, services or anything else you need. They all have people on
their staff who’s job it is to do just that for voters. This is why politicians
are always getting re-elected. If they do a favor for you, you will vote for
them forever, no matter what they do.
• You have 1 congressman
and 2 senators at the federal level. You can contact
all 3.
• You have more than
one elected official in your state capital.
• You also have an elected
representative at your city and county level.
Contact them all. They are all getting a government salary to help you and they
all have access to different resources. The worst that can happen is that more
than one person solves your problem. If you need help finding them go to http://www.govengine.com/.
OR your local library. |
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$2,000 Worth of Free Prescription
Drugs
Make over $40,000 and get all but Viagra. Drug companies will give certain people
who cannot afford their medications their drugs free of charge. Your doctor will
likely have to sign a form, and then the company will ship the medications to
you or the doctor. To receive a listing of drug companies, check out the website
at http://www.helpingpatients.org/ .
Also contact your state department of health at http://www.govengine.com .
Many state governments also have financial help for drugs. |
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Emergency
Help To Pay Your Bills
If you need emergency money to pay a bill, or for housing, training, health
care, or just additional support, these organizations can be of service and
they are likely to have an office near you. Although these are private organizations,
they do receive a portion of their funds from your favorite Uncle Sam.
| Community Action Agencies |
| Nearly 1,000 agencies around the country receive
funds from the U.S. Government’s Community Services Block
Grants to offer education, counseling, employment, training,
food packages, vouchers, weatherization and utility assistance,
life skills, affordable housing, transportation, furnishings,
recreation, emergency services, information and referral services.
To locate an agency serving your area, contact: Community Action
Partnership, 1100 17th St., NW, Suite 500, Washington, DC 20036;
202-265-7546; Fax: 202-265-8850; http://www.communityactionpartnership.com/ |
| Catholic Charities |
| Over 14,000 local organizations offer a variety
of services for many different communities including: child care,
elderly services, emergency financial services, emergency shelter,
food pantries, housing assistance, job training, out-of-home
care, parenting education, youth services, rental assistance,
utility assistance, and health care. For an office near you,
contact Catholic Charities USA, 1731 King Street #200, Alexandria,
VA 22314; 703-549-1390; Fax: 703-549-1656; http://www.catholiccharitiesusa.org |
| Salvation Army |
| Families in need can receive a wide range of
services including: utility assistance, transitional housing,
emergency food, furnishings, Section 8 tenant counseling, counseling,
rent or mortgage assistance, and even clothing. Most services
are for households who are below 150% of the poverty level (about
$24,000 for family of 4). For an office near you, contact Salvation
Army National Headquarters, 615 Slaters Lane, P.O. Box 269, Alexandria,
VA 22313; 703-684-5500; Fax: 703-684-3478; http://www.salvationarmy.org . |
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Money For Taking
Care of Seniors
Get money for grandma to fix up her home, get free in-home services, get help
checking out a nursing home that is not treating dad right. You can get free
help for solving most any problem you have with a senior in your life. Contact
Eldercare Locator, National Association of Area Agencies on Aging, 1-800-677-1116
(9am to 8pm EST) http://www.n4a.org. |
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$10,000 To Buy A Van
or Talking Computer
Learn how technology can help your disability and money programs to purchase
equipment. Contact your state Office of Social Services or Vocational Rehabilitation
or Rehabilitation Engineering and Assistive Technology Society of North America
(RESNA), 1700 North Moore St., #1540, Arlington, VA 22209; 703-525-6686; 703-524-6639
(TTY); http://www.resna.org |
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Free Help, Money
And Training For Divorced Women
A national network of over 1000 programs that helps identify free consulting,
training and financial assistance to help women enter or reenter the workforce.
Contact Women Work!, National Network for Women’s Employment, 1625 K St.,
Suite 300, Washington, DC 20006; 800-235-2732; http://www.womenwork.org |
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What
To Do When Disability Benefits Are Denied…
These advocacy groups can help:
---Disability Rights Education and Defense Fund, 510-644-2555, http://www.dredf.org
---Washington Coalition of Citizens with Disabilities, 206-545-7055, http://www.wccd.org |
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Don’t Hire Anyone To Collect Your Past Child
Support……
…… . because the same people who
brought you “Desert Storm” and “Iraqi Freedom” will
liberate your child support for free. Go to http://www.childsupport-aces.org/ and
learn how private child support collection agencies can be big rip
offs. |
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Free
Help Getting Money For A Disability….
……… .. can start by contacting a free service called The Clearinghouse
on Disability Information, Office of Special Education and Rehabilitative Services,
U.S. Dept. of Education, 202-205-8241, http://www.ed.gov/offices/OSERS/
…… for help with getting money for education and training contact
Higher Education and Adult Training for People with Handicaps (HEATH), George
Washington University, 800-544-3284, http://www.heath.gwu.edu/ |
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$5,000 Worth of Free Health Care for Kids
Make up to $38,657 and get free health care for
your kids. Almost every state now has a Children’s Health Insurance
Program (CHIPS), which extends medical coverage to many children who
may not be covered. Contact your state Department of Health to see
what version of the CHIPS program is offered in your area; or call
a new government hotline to help locate free health care for kids at
877-KIDS-NOW (toll-free 877-543-7669); {http://www.insurekidsnow.gov}. |
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